Resolving Financial Conflict Through Financial Therapy

About the Course

Money arguments can be harsh, long lasting, and uncomfortable to say the least.

When money is the “source” of conflict, the argument escalates more rapidly and leaves the participants unable to find calm for longer periods than following other types of arguments.

When professionals are confronted with clients or patients experiencing a money conflict, they need the tools to guide the couple, family, or group toward healthy communication. This course delivers a six-step process to resolving conflict that can be applied by both mental health and financial service practitioners.

This course is for professionals from both mental health and financial backgrounds who wish to develop and sharpen their conflict resolution skills in a supportive environment, with an emphasis on practice, execution, and constructive feedback.

After the course you will be able to:

  • Understand a proven six-step process for handling conflict including both a quick fix and true resolution.
  • Understand how the interaction of client and professional attitudes, values, and behaviors impact forward progress.
  • Understand source of conflict.
  • Learn communication strategies that produce lasting improvements and reduced conflict.
  • Develop strategies for building empathy and compassion to reduce conflictual conversation.
  • Gain a holistic understanding of how conflict resolution and wellness are related.

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Course Reading


  • Compassionomics: The Revolutionary Scientific Evidence that Caring Makes a Difference by Stephen Trzeciak & Anthony Mazzarelli


  • Maybe you Should Talk to Someone by Lori Gottlieb
  • The Empathy Effect by Helen Reiss

Meet your Instructor

Sonya Lutter, Ph.D., CFP®, LMFT

  • Date

    Thursdays from 3:00-4:30pm EST
    May 4 through June 15, 2023

  • Live Online Course

    Space is limited to ensure ample time for interaction. Kindly note recordings are not available for continuing education credit as this is an interactive experiential course.

  • Time Commitment

    Outside of class time, there may also be weekly pre-reading, self-assessment quizzes, and group discussion forums.

  • Weekly Class Format

    - CASE STUDY - Group review of a case study using real-world examples
    - SKILLS IN ACTION - Demonstrations by the Instructor showing how to apply learned material to cases of conflict
    - PRACTICE - Small group workshops giving participants the chance to roll play resolution scenarios using learned methods
    - FEEDBACK - Group review of lesson materials, goals, and implications

  • Tuition

    Non-Member: $999
    Member: $850
    Member Early Bird: $800 until March 15

  • CE/CEUs

    10.5 CFT-I™ CEs
    12.5 CFP® CEs
    NBCC:“Resolving Financial Conflict Through Financial Therapy has been approved by NBCC for NBCC credit. Financial Therapy Association is solely responsible for all aspects of the program. NBCC Approval No. SP-4196.

Sonya Lutter, Ph.D., CFP®, LMFT is Director of Research and Education at Herbers & Company, a financial advisory consulting firm. 

She holds degrees from Kansas State University and Texas Tech University in marriage and family therapy and financial planning. Her research has been featured in news outlets such as the New York Times and the Wall Street Journal. Sonya draws upon decades of experience in academia to apply theory to practice. She believes that any single issue is more complex than it initially appears and that a systemic approach will result in the best outcome. Her developmental work in financial therapy is summarized in Financial Therapy: Theory, Research, and Practice with co-editors Drs. Brad Klontz and Kristy Archuleta. Her research for the Consumer Financial Protection Bureau on The Intergenerational Transfer of Money Attitudes and Behaviors in 2015 was instrumental in moving practical implications forward at the national level. 

Dr. Lutter has also been active in promoting financial literacy and financial well-being on college campuses. She has worked with multidisciplinary teams to focus on finances within relationships, food insecurity, and financial behaviors of veterinary and pre-veterinary students. Lutter’s work at the financial counseling centers at Texas Tech University and Kansas State University have guided her effectiveness of financial counseling research agenda, which culminates with a co-edited book with Dr. Dorothy Durband titled, Student Financial Literacy: Campus-Based Program Development.

General Liability:

FTA disclaims all liability for any personal injury, property or other damages of any nature whatsoever, whether direct, indirect, incidental, special, exemplary, or consequential damages, however caused and on any theory of liability, including, but not limited to, contract, tort, or strict liability, arising in any way out of the acts or omissions of any person who has purchased FTA educational programs.

Disability/Special Accommodations:

Please contact FTA at

Complaint Policy:

If you have a complaint regarding the services or actions of an FTA educational program or program participant, you may submit the pertinent information to the Disciplinary Committee via email at The sole responsibility of FTA will be to review the complaint and determine whether the complaint warrants further investigation or disciplinary action. 

Refund Policy:

Cancellations are accepted 48 hours prior to live programs and will incur an administrative charge. No refunds for registration fees will be made for no shows.

Our goal is to provide courses that mirror hands-on experiences sourcing the knowledge of the top minds in financial therapy. 

Here’s what people are saying about our recent FTA experiential course “Fostering Financial & Relational Security”:

“ This was the best CE course I have ever taken. The role playing brought home how difficult this work is, and greatly expanded my understanding of the concepts.” Jeffrey Y.
“Ed and Jonathan’s workshop was truly wonderful. I learned effective techniques and skills that I have already implemented, and as happens in the best of workshops, I learned so much about myself. I left the workshop with the lens through which I view the world, vastly expanded and much more compassion for myself and my fellow human beings. I HIGHLY recommend this workshop.” Julia K.
“If you believe money = feelings this is a great step into the world of financial therapy” Shelbi R.